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A miraa lobby group is at war after its members were sidelined by the national government budget. Nyambene Miraa Traders Association or Nyamita is pushing for Miraa Fund under the custody of Agriculture ministry moved to Commodity Fund for miraa Saccos to benefit.

In a letter to Agriculture cabinet secretary Peter Munya, Meru senator Mithika Linturi and five MPs say they want money to assist farmers and traders. The letter is signed by Nyamita chairperson Kimathi Munjuri.

The association proposes the money at hand for this purpose in the 2019-2020 financial year be transferred to the Commodity Fund.

Saccos can then borrow, disburse and recover the monies from their members using the Commodity Fund. It has since emerged that officials from Kilimo House in Nairobi were in Nyambene mobilizing miraa stakeholders, and claiming their funds will be channeled to one Sacco.

According to a local daily, the officials are working with a Sacco launched in 2019, to access the fund.

“Why Kilimo needs to specifically mobilize and train for this one entity is beyond us,” the letter reads.

If farmers and traders against the Sacco fronted by the officials from the ministry are sidelined, it is feared, they will become agitated and cause conflict over the miraa kitty.

“By writing to you, we are keen to evade all the traps that are being set to ensnare us into a confrontation that may cause delays in disbursement and realization of this fund this financial year which has barely a month to end,” reads the letter in part.

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Gatundu South Member of Parliament Moses Kuria is just not yet with his woes.

Just a few days ago, the controversial MP received a letter from the newly installed Majority whip in the National Assembly Emmanuel Wangwe, giving him Seven (7) to explain why he should not be kicked out of powerful parliamentary committe.

Mr Kuria’s property is now facing auction over Sh7,250,000 in rent arrears.

Through a demand letter by Mputhia Advocates dated June 2, a go-ahead was issued to Keysian Auctioneers to recover all rent arrears that have accumulated for about 29 months since January 2018.

The property is located at Jambo Village Grevilla Groove, Westlands Nairobi.

“Hon Moses Kiarie Kuria is in arrears amounting to Ksh 7,250,0000 as per today (June 2), being arrears for 29 months from the period commencing January 2018. Kindly proceed with speed to recover all rent arrears plus your charges from the tenant,” read the letter in part.

The demand letter further urged the auctioneers to comply with the Distress for Rent Act, Chapter 293 as in the Kenyan constitution adding that they were protected as they went ahead with their duties.

“Our client undertakes to indemnify you against a liability that this instruction may cause to yourself as long as the execution is done in strict compliance with Distress Act,” the letter further read.

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Nzoia sugar Company Chairman Joash Wamang’oli has applauded the move by the Ministry of Agriculture to set up new rules and regulations in Sugar industry saying that it will bring sanity in the industry.

Nzoia sugar Company has a total of 7,000 acres of land with a total of 64,000 workers who are employed by the Company.

Addressing the press on May 30,2020 Wamang’oli said that for the past 20 years the sugar sector has been suffering but this is the time farmers will benefit fully from this sector, adding that the sector has been running without laws, condemning those spreading gossips to the public that Nzoia Sugar is dead.

He applauded the Cabinet Secretary for Agriculture Peter Munya for gazetting new rules and regulations in the sugar industry that this will help in the smooth running of Sugar Millers and timely payment of farmers.                

‘’I take this single moment to single out our Agriculture Cabinet Secretary Peter Munya for identifying problems facing the sugar Millers, I hope that this will make Nzoia shine more,’’ he said.

He called on President Uhuru Kenyatta’s intervention to pump in some funds to sugar industries saying that Sugar is the only commodity that earns much money urging the Government of Kenya to stop importing sugar which lowers the Market for our own sugar.

‘’The government of Kenya should stop importing sugar from other Counties, it makes ours not to fetch more on the market,’’ he pleaded.

His sentiments were echoed by Nzoia Managing Director Wanjala Makokha who assured farmers that the Company is now back to its road mark in ensuring that farmers enjoy total profits from their raw materials they have supplied to the sugar Miller for processing.

The Managing Director however, added that the County Governments have been given the mandate in the sugar industry to form a task force which will be deciding on the pricing of sugar, calling on farmers to approach the management whenever they have issues to solve.

He added that the Company is on up and runs to find funds and pay farmers who have not been paid.

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Details have emerged of how Deputy President William Ruto-owned Weston Hotel colluded with two firms to grab the hotel land in Lang’ata, that is now valued at billions of money.

According to Court documents filed by Kenya Civil Aviation Authority (KCAA), Ruto’s Weston Hotel colluded with Priority Ltd and Monene Investment Ltd to obtain the land.

In a detailed report by the Standard Newspaper, KCAA in its new case filings claim that inconsistencies in the documents produced by Weston, failure to produce any valid sale agreement and transfer instruments, and allegedly ignoring the Ndung’u report’s red flag on grabbed public properties indicated it played a part in grabbing the land.

According to KCAA, there is no consent from the Commissioner of Lands approving the alleged sale, and no stamp duty was paid to seal the purchase process.

“Other questionable circumstances show that the second respondent (Weston) was actually a party to fraud perpetrated by the third and fourth respondent (Priority and Monene) …. This court cannot defer to individual claims by land grabbers where it is proved that the title was issued to grab a public land, in this case, public land entrusted to Directorate of Civil Aviation (DCA) for the public to ensure safety in air navigation and incidental purposes,” the aviation authority argues in its court papers filed in the Lands Court in Nairobi.

KCAA says two development plans submitted by Weston contradict each other.It claims that although the two plans were issued on the same day, October 17, 1997, they are for different plots.It further claims the ownership record is deliberately scrambled to conceal the fraud.

KCAA further notes that Priority was still applying for permit approvals in April 2008, a year after the same land was registered in favour of Weston.

The contested property, LR No 209/14372, was registered under Weston on June 13, 2007.KCAA lawyers Otiende Amolo and Stephen Ligunya argue that Priority could not have continued to deal with the same property after its legal interest in the land ceased.

Weston, in its reply to the case, had attached a payment receipt as proof that it had paid survey fees for the contested piece of land.

However, the civil aviation agency argues that the receipt indicates that the paid amount was for an unsurveyed plot, and is a different property. 

According to the authority, its land had been previously surveyed and had a reference number .KCAA questions how Priority and Monene managed to get a survey document (a deed plan) for the contested land more than a year before they paid for the survey, a pointer to fraud.

According to the aviation authority, receipts in Weston’s replying affidavit indicate that it paid for the survey on April 30, 2002, while a deed plan number 234961 in favour of Priority and Monene is dated April 12, 2001.

In a fresh twist to the case, KCAA says Priority and Monene illegally got an allotment for 0.7 hectares of the land, but in their final survey document, the piece mysteriously increased to 0.7733Ha.

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Nzoia Sugar Company farmers have condemned the management of the Company on what they have termed as misuse of funds in relation to 228 bags of sugar which went missing under unclear circumstances.

The Company which was one of the leading sugar producing industries in Africa and even awarded as the best company in the year 2015 has since been facing various hurdles in its operation.

Sources have revealed that the 228 bags of sugar were lost to fraudsters yet farmers have not been paid for the past one year.

Addressing the press on Wednesday May, 27, 2020, Juma Lubakaya, a farmer condemned the Company’s Management for insufficient service delivery to the people and so prompting the job to protest for the next seven days.

‘’This is very bad,as farmers we are very annoyed with such management and if they are not going to pay farmers their money, we will have peaceful protest,’’ he ranted.

He however, added that since the new Managing Director Michael Wanjala was given mandate to run the Company it has experienced much political pressure which has lowered the performance of the Company as well as corruption.

‘’This management and the board has been misusing farmers money through many travels, seminars and workshops around the country as well as abroad, this eventually left it insolvent,’’ he said.

Wanjala, the Managing Director said that the matter is already in the public domain urging the DCI and the police to investigate the matter and establish the truth.

The Managing Director added that the Company has many employees and when something goes wrong the Company needs to investigate the matter before clear information is given to the public.

“Let it be known please that I don’t work with angels and as human beings we mess,”he said.

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Co-operative Bank has for the fifth year running renewed a special motor vehicle purchase scheme with motor dealers Isuzu East Africa and Simba Corporation to enable small businesses acquire vehicles at highly negotiated terms.

The bank provides up to 95 per cent financing of the vehicle purchase price.In addition, customers can apply for a Sh500,000 working capital facility to support their businesses, especially during the difficult Covid-19 pandemic.The loan has a repayment period of five years with a further 60 days’ grace period and a negotiated motor vehicle insurance cover.

“As partners, we had to renew this joint scheme due to its huge popularity among SMEs, who have told us the scheme is currently the most affordable means of acquiring a wide selection of vehicles such as the popular Isuzu TFR and Mitsubishi Fuso for their various transport needs,” said Co-operative Bank Head of Business Banking Moses Gitau. 

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Co-operative Bank has posted a profit of Ksh 3.6 billion in the first three months of the year. This has also seen the Bank’s shareholders grow their wealth by 12.7 % within the same period.

The Gideon Muriuki led bank has attributed the growth to its strong digital channels and a 12.5 per cent growth in operating income catapulted by activities of vibrant Sacco movement in the country.

Most Saccos paid dividends to members during the quarter under review.

The fourth largest Bank in the country has successfully moved almost 90 per cent of all customer transactions to alternative delivery channels and expanded 24-hour contact centre, mobile banking, 584 ATMs, internet, and over 16,700 Co-op Kwa Jirani banking agents through its multi-channel strategy.

The lender’s MCo-opCash Mobile Wallet played a pivotal role in the growth of non-funded income with 5.6 Million customers registered and loans worth over Sh16 billion disbursed during the quarter.

The Group’s gross profit stood at Sh5.1 billion with operating income rising to Sh12.5 billion compared to Sh11.1 billion in the corresponding quarter last year.

Total non-interest income increased by 19 per cent to Sh5 billion compared to Sh4.2 billion.

The lender’s operating expense, however, grew 20.6 per cent to Sh7.3 billion compared to Sh6 billion on account of higher loan provision and staff expenses.

‘’The Group notes the strong performance in the first quarter of this year, and continues to pay close attention to the enormous challenge posed by Covid-19 with a view to sustaining full and uninterrupted business operations in the days ahead,’’ Coop Bank Group managing director Gideon Muriuki said.

He added that the group has noted the historically unique operating environment occasioned by the pandemic, which has brought about unprecedented economic and social disruption throughout the world.

‘’In this regard, we continue to leverage our digital channels while ensuring that all branch outlets remain open to offer service, with due regard to the health and safety of both customers and bank teams,’’ Muriuki said.

In March, the Central Bank of Kenya approved the Group’s plan to acquire 100 per cent of Jamii Bora Bank Ltd whose total assets sit at Sh12.5 billion.

This could see Coop Bank close its asset gap with third-placed NCBA, which on Wednesday reported asset growth to Sh509.6 billion in a quarter, ended March 31, 2020.

Coop Bank Group’s total assets grew by 10.5 per cent to Sh470.4 billion in the quarter under review compared to Sh425.7 billion the same period last year.

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Kenya has yet again been granted a multi-billion loan.

The World Bank has approved a $1 billion (Sh106 billion) soft loan to tyhe Country.

The move is likely to strengthen the country’s dwindling foreign reserve and support weak shilling.

The grant is coming just a week after IMF gave Kenya $739 million (Sh79 billion) Rapid Credit Facility to help the country international cover the balance of payments shortfalls this year.

” WB Board gives full approval to Kenya’s DPO of USD 1Billion. This is the largest DPO we’ve ever received. The fact that World Bank does not provide budget support to countries with weak Macro framework is a testimony of the confidence levels of the bank in our new policy reforms,” Treasury CS Ukur Yatani tweeted.

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Co-operative Bank of Kenya has introduced new payment system for utility bills for those in the diaspora.

Kenyans in the diaspora can now comfortably pay utility bills back at home in Kenya via Co-op Bank’s new internet banking.

The bills that can be paid easily by those in the diaspora include KPLC, Pay TV, Water bills among others.

“Customer satisfaction is at the heart of all our innovations. We are giving our customers, a consistent experience across all our platforms, be it on mobile, tablet or web,” Co-op Bank says.

This means that Kenyans who are in countries that are currently under lockdown due to COVID-19, can easily pay bills for those at home comfortably.

For those who have already registered for the bank’s new internet banking system, they need to just log in and proceed to do the transaction/payments.

For the new members, they can register here.

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Morgan Stanley Capital International ( MSCI), one of the world’s biggest index compilers, has added Co-operative Bank of Kenya into its Frontiers Index Small Cap Index.

The index lists, what are regarded as blue-chip listed stocks from selected frontier markets of Asia, Middle East, Central and Eastern Europe and Africa.

Inclusion in the index raises the visibility of a listed company among prospective investors seeking opportunity in frontier markets.

Kenya was the only African country with companies on the index after firms in Morocco, Burkina Faso and Mauritius were “deleted”, according to a notice from MSCI.

The MSCI Frontier Markets Indexes include large, mid-sized, capitalisation companies and provide a broad representation of the equity opportunity set while taking investment requirements into consideration within each mars.

MSCI classifies 32 countries as Frontier Markets, 23 of which are included in the MSCI Frontier Markets Index.

For over 40 years, MSCI has provided global investors with research-based tools and services that include indexes, data, analytical models, regulatory reporting and research to help investors get deeper insights.

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In most parts of the country, businesses of all kinds, especially the small and medium-sized enterprises, have borne the brunt of the effects of COVID-19.

Liquidity has dried up, employees have either lost jobs or their salaries have been slashed, and entrepreneurs have either curtailed, or closed their businesses altogether – albeit temporarily.

Running a business during these troubling and stressful times can be challenging without the financial backbone to sail through.

While this is an unprecedented situation, it is important to ensure that businesses revert to their former state before the coronavirus crisis began. In a rapid-response effort to help businesses struggling with the effects of COVID-19, the Co-operative Bank of Kenya is offering support through an e-commerce solution that would enable businesses to receive card payments online.

Business owners with cashless solutions for customers would find this e-commerce solution handy, which is why Co-op Bank has invested heavily in this and other cashless solutions so you and your customers can enjoy several advantages.

For your customers, there is the convenience and safety of transacting at any time from any location in the world, using multiple card types, and multiple currencies including KSh, USD, GBP and Euro.

As a business owner, you would get quick flow of payments straight into your bank account while enjoying outstanding real-time processing speeds with average authorization response times usually less than two seconds.

It also offers unparalleled processing scalability and security, seamless integration options, real-time reporting, and support for additional fraud prevention solutions that ensure your money is secure in the account.

As a merchant, you can also receive payments from card holders from other banks, not just from Co-op bank card holders.

The bank has gone further to offer several other cashless solutions for merchants such as:

• Lipa na M-pesa till number: Co-op bank will give you a till number so that your customers can deposit money directly into your Co-op bank account.

• Lipa Na M-pesa paybill number: Using the paybill number 400200, your customers can send money straight into your Co-op bank account.

• MCo-op Cash: This is a mobile banking app that Co-op bank customers can use to transfer money from their accounts into the merchants account. They can also use the USSD *667# to do the same.

• POS/PDQ terminals: These ensure your customers do not handle paper money. Instead, they can use their cards to make payments, and the money will go straight into your business’ Co-op bank account. Keeping companies solvent is key to limiting economic damage while saving jobs.

If you are a business owner (merchant), and you would like to know more about the e-commerce solution or the other cashless options available for your business, get in touch with the Co-op Bank team for more information and assistance with any of these channels.

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Kakamega County Fish processing factory is ready to start exporting fish to European Union (EU) markets.

Speaking after signing an MoU between Kakamega County Government and DAS Group, Deputy Governor Philip Museve Kutima said the county has 500 registered fish farmers who will supply fish to the factory.

“The government offers subsidies on fingerlings and fish feeds. This has increased fish production in the County,” said Prof. Kutima who is also the CECM for Agriculture, Irrigation, Cooperatives, Veterinary and Livestock services.

The Deputy Governor said operationalization of the factory will create employment and business opportunites for the locals.

“Our economy will be boosted once operations begin and will also market Kakamega County to the external markets,” he added

Livestock and Fisheries Chief Officer Dr. Kelly Nelima said the County has already sensitized fish farmers through county government extension officers.

“We are encouraging diversification in farming and urge more people to embrace fish farming as a source of income and for the health benefits,” she said.

Fish farmers will also be trained through their umbrella body, the Kakamega County Fish Cooperative, on the best fish farming practices and management.

DAS Group representative Mr. Samwel Ondiek said the factory is able to process 5 tonnes of fish in a span of 8 hours. “The plant complies with EU certification for export giving us an opportunity to export fish to European markets,” he said.

He said the Group has already partnered with local retail markets including supermarkets for supply of fish products from the factory.

The County government has also partnered with other development partners including IFAD, FAO and GIZ to beef up extension and training services to farmers.

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President Uhuru Kenyatta has today (Saturday April 25) at State House, Nairobi signed into law the Tax Laws (Amendment) Bill, 2020.

The new tax law amends several statutes to cushion the economy and Kenyans against the effects of the Covid-19 pandemic as announced by the Head of State.

The Amendment Bill, which was published on 30th March 2020, has amended tax-related laws in Kenya including the Income Tax Act (CAP 470), the Value Added Tax Act of 2013, the Excise Duty Act (2015), the Tax Procedures Act (2015), Miscellaneous Levies and Fees Act (2016) and the Retirement Benefits Act(1997).

The amendments include the raise in the threshold for turnover tax to between one million and fifty million shillings so as to exclude small-scale traders from the presumptive tax. The new law further lowers turnover tax rate from 3 to 1 percent.

The amended law, which mainly targets low-income earners, includes a 100 percent Pay As You Earn (PAYE) tax relief for employees earning less than Shs 28,000 per month. Those earning above the new threshold will benefit from a PAYE tax reduction of between 30 and 25 percent.

Similarly, the new Act has revised Corporation Tax to 25 percent while Non-Resident Tax on Dividends has been adjusted from 10 to 15 percent.

The amended law lowers the Value Added Tax rate from 16 to 14 percent, a move that is expected to lower the shelf prices of basic commodities.

The new Act, has amended Section 38 of the Retirement Benefits Act (1997) to allow access of retirement benefits for purposes of purchase of a residential house. This is aimed at increasing home ownership in the country as envisaged in the housing pillar under Big 4 Agenda.

The Bill, which was presented to the President for signature by National Assembly Speaker Justin Muturi was passed by Parliament on Wednesday this week.

Present during the brief signing ceremony were National Assembly Majority Leader Aden Duale, National Treasury Cabinet Secretary Ukur Yatani, Solicitor General Ken Ogeto, State House Chief of Staff Nzioka Waita, National Assembly Clerk Michael Sialai and State House Deputy Chief of Staff Njee Muturi.

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Current Capital Markets Authority (CMA) chairman James Ndegwa has appointed Paul Murithi Muthaura, the former CMA CEO as the chief operating officer (COO) of ICEA Lion Insurance, a firm associated with the former.

The post was recently created to accomodate the lawyer, who has been out in the cold without a job since he left CMA in December 2019. Mr. Muthaura takes the reigns at ICEA Insurance, having had no insurance or any private sector operations experience.

Under his regime, CMA is considered to have recorded some successes such as listing of the NSE and bringing orderliness to brokers. However, he also had a very stinky record such as letting a few banks take control of the CMA, the chairing of CMA by a market participant happened under his watch, and during his tenor investors lost tens of billions in CMA approved products such as Imperial Bank and Chase Bank Bonds, Uchumi and Mumias shares, Genghis Money Market and Amana Monet Market Funds.

CMA also spent hundreds of millions of tax payers monies hiring foreign consultants from London, Australia and JoBurg to churn out totally useless products such asset backed securities, Development REITs, futures exachanges, ETFs, gold exchanges, in the name of innovations.

Read: How James Ndegwa Has Been Cartelling Money Markets Through CMA

This appoint also comes as a conflict of interest, as Ndegwa is the owner and chairman of ICEA Lion Insurance, and has served together with Muthaura as the CEO.

Worse still, the Insurance company runs the ICEA money market fund, an arm regulated by the CMA. As experts would argue, CMA as currently constituted does not regulate the ICEA money market, but instead protects it.

ICEA Lion General Insurance made an underwriting profit of Ksh283.4 million last year.

Muthaura has worked with the CMA for 14 years, and his appointment is seen as a way of keeping him inside CMA through the underwriter whose owner is the chairman of the regulator.

Read: CMA Chairman James Ndegwa Accused of Conflict of Interest in Market Regulation

James Ndegwa is affiliated to three money markets funds – ICEA money market fund, NCBA money market fund, and Stanlib money market fund.

Muthaura will start serving in the newly created position on May 1

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Gatundu South Member of Parliament Moses Kuria has warned Kenyans against buying hard copies of local dailies.

The controversial lawmaker says that for Kenya to defeat Covid-19 pandemic, everyone has to follow the directives issued by the government.

Kuria says that it is shocking that Kenyans are still buying hard copy newspapers despite the obvious risks of spreading the Coronavirus disease.

The government has hence banned handshakes as a measure of containing the viurus.

Newspaper vendors normally carry them in their hands, and should one of them have the virus, it can easily spread to the buyer.

To stop this, Moses Kuria advises that Kenyans should adopt the culture of reading from the internet, now that almost all the Kenyan dailies are online.

He has warned Kenyans to avoid buying newspapers until coronavirus disease is defeated in the country.

“Dear all Kenyans. For us to fight COVID-19 effectively, we have to follow what the government says including use of digital services. It is shocking that Kenyans are still buying hard copy newspapers despite the obvious risks of spreading the Corona Virus.

“All our newspapers are now online. Keep yourself safe from Corona Virus. Avoid buying newspapers until we defeat this virus, which we will!” Moses Kuria posted.

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La creme de la crème of university education in the world have picked four Kenyan girls to join the ranks of the best and brightest from all over the world on their campuses this summer.

These celebrated girls are Sandra Mwangi, Victoria Kipngetich, Amy Miguna and Awour Onguru.

The highly coveted university admission letters from schools such as Harvard, Princeton, Stanford, Yale, Columbia, Cornell, University of Pennsylvania, Caltech, and Williams are part of the pile of acceptance letters these girls have received.

Admissions into these universities are very competitive with an admit rate of 4.5% to 11%. They also admit students who possess strong personal qualities and character that will educate and inspire others.

These brilliant young ladies have carved their names in the annals of exemplary young Kenyan women who have scaled the challenging admission process and proven they belong in the Ivy League of Universities.

Sandra from a public school, an alum of Alliance Girls High School, Victoria, a final year student at Brookhouse International Schools; Amy, final year at St Andrews, Turi; and Awour, a senior at ISK.

Regardless of their different schools and curriculum, these girls have one thing in common: they had scores in the SAT (university admission exams) among the top 1% out of 2.2 million test takers globally in 2019.

Sandra scored an A in the 2019 KCSE exams. She is now admitted into 5 Ivy League schools including Harvard University (the oldest university in the USA) with an admission rate of 4.92%, Princeton University (the number 1 ranked university in the USA for the past decade), Yale University, Cornell University, and Columbia university, as well as, California institute of Technology (CALTECH).

Her dream is to become a civil engineer who will pave the way for a new method of maximizing the use of space in Africa and building sustainable cities on the continent. In addition, she received scholarship from all the schools

Victoria is an aspiring economist and enterprising young woman. Her future aspiration is already heralded by her exceptional performance in her IGSCE exams- 9 A stars and 3 As in her GCE AS level exams.

Victoria was admitted into the prestigious Yale University. She was among 2,304 admitted students out of 35,220 applicants worldwide. She also got into UPenn, Columbia and Cornell; all Ivy League schools. She also got admitted to other top colleges like Williams and Pomona

An energetic and bright young lady, Awour has a heart for music and the arts. Her strong academic abilities pales compared to her love of social and community work. Her inspiring community work at the Kibera Slums (teaching an orchestra in the middle of the shacks) is awesome. She is heading to Yale University this summer with an envious financial aid package.

Amy also joins Awour in Yale university, but with a passion and focus for medicine and everything health.  Such aspiration at this tender age is highly admirable. With a 1500 score out of 1600 in the SAT, Yale was captivated by her charisma and academic strength and her sense of duty to her community. Kudos to the #4 IVYLEAGUEGIRLS

All girls, regardless of such stunning qualities, admit that the process of applying to these schools could be cumbersome and tedious. 

They mentioned that an educational consultancy, AFEX Test Prep Ltd, assisted them, including 65 other students in Kenya and Ghana, in preparing for the SAT and applying to schools in the US and Canada on Scholarship.

With more than 10 years of experience in assisting students to attain high scores in SAT exams and supporting applicants in applying to these top schools, AFEX has  assisted over 500 students placed in different schools and assisted students in receiving scholarships of over $25 million in the 2019-2020 admission year.

KUDOS to our 65 students leaving for college from both KENYA and GHANA

You can contact AFEX Test Prep Ltd using the contact details below:

PHONE: 0704 904500/ 0728 230303
KAREN OFFICE 0742 866590
EMAIL info.kenya@afextestprep.co.ke
WEBSITE: http://www.afextestprep.com/online-classes/

Facebook page: Afex Test prep
Instagram: Afex_Kenya

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