The public healthcare system in Kenya is being supplemented by private health insurance, as more people look for private health insurance solutions.
The top 5 reasonably priced private health insurance companies in Kenya as of 2024 are as follows:
1. Jubilee Health Insurance
One of the top health insurance companies in Kenya is Jubilee Health Insurance. They provide a selection of reasonably priced programs designed to accommodate the requirements of both individuals and families.
Important characteristics:
- Extensive coverage, both inpatient and outpatient.
- Benefits for mothers.
- Pre-existing and chronic condition coverage.
- Broad hospital and clinic network.
- Cover for optics and dentistry.
Reasons It’s Cheap:
Jubilee is affordable for a wide range of people thanks to its family-friendly pricing and flexible payment options.
2. AAR Insurance Kenya
AAR Insurance is well-known for providing services that are focused on the needs of its clients and offering a range of health insurance plans to suit various clientele.
Important characteristics:
- Both outpatient and inpatient care.
- Coverage for chronic illnesses that is specialized.
- Newborn and maternity care.
- Services for emergency evacuation.
- Programs for wellness.
Why It’s So Cheap:
Competitive rates combined with regular promotional discounts and the ability to customize plans to fit individual budgets and health needs.
3. Britam
Britam provides a range of health insurance plans that are intended to offer complete coverage at affordable prices.
Important characteristics:
Coverage for outpatients and inpatients.
- Protection against long-term ailments.
- Benefits for mothers.
- Availability of a large provider network.
- Services for preventive care.
4. CIC Insurance
An established company, CIC Insurance is renowned for its reasonable rates and wide range of health care choices.
Important characteristics:
- Extensive coverage, both inpatient and outpatient.
- Health care for mothers and children.
- Management of chronic illnesses.
- Cover for optics and dentistry.
- Availability of a large hospital and clinic network
5. UAP Old Mutual
UAP Old Mutual offers a variety of health insurance policies to meet the varying demands of its clients, guaranteeing thorough and reasonably priced medical coverage.
Important characteristics:
Coverage for outpatients and inpatients.
- Care for maternity.
- Pre-existing and chronic condition coverage.
- Advantages for teeth and eyes.
- Programs for wellness and preventive care.